Are You Faced With Out-Of-Control Expenses

Perhaps you can relate to this scenario: The moment you thought you were back in the financial game of life, something else came along that smacked you back down into the land of money woes again. Was that an accurate scenario? For many people it is. Perhaps a tragic emergency or a once-in-a-lifetime opportunity came by and you had to pay more money than you expected to pay.

Whatever the situation, you were just clawing your way back to having control of your expenses when you pushed back down. Of course, the end result is debt!

How do you deal with that mounting debt? What can you do to solve it? There are many solutions and one of them is loans. We are going to show you the different kind of loan options you have to help you make the decision wisely.

A Secured UK secured loan is one option that many people just might want to choose because it gives them a variety of potential loan amounts and interest rates. If that’s you, the choice is yours! You can choose the loan amount that is right for your situation. And, the rate of interest on the principle is usually determined by several things. For example, the prevailing interest rates, the risk the lender faces from the recipient, the amount of money you want to borrow, and the repayment period. Also, a Secured UK secured loan comes with several flexible repayment terms, including the repayment frequency and the loan period (which is the amount of time you expect to pay the loan back). That way, you can manage the loan over a period of time and suit it to your income.

Be sure to shop around. If you look around at the many options available, you’ll probably find a Secured UK secured loan that provides you with a good amount to borrow, competitive rates, an attractive repayment period, and a repayment frequency that meets your needs. Consider this example:

If you have a large amount of utility bill outstanding debts (such as credit cards, loans, or bills owing), a Secured UK secured loan might be a good option in order to help you consolidate those utility bills into one manageable payment. That way, you can keep the lights on and the water running! Get a loan for a little more than your current accumulated bill so that you can put a small credit on each outstanding amount. That way, you’ll gain back your good name from the utility companies, and you’ll have a month or two of reprieve before you have to start paying back both the loan and the new utility bills you incur. It just might be a period of time where you tighten your belt, but it will allow you to live comfortably.

A Secured UK secured loan has many options. One of those is to consolidate your utility bills and let you begin the fight to win back your good name while keeping the lights on in your house. Many people are choosing to add a secured loan to their financial management plan. Is it the right thing for your out-of-control utility bills?

Pamper Your Body! Get Rid Of Stress!

Stress may prove to be disastrous to our everyday routine. If your body reaches its limit, then you will probably break down in plenty of ways that will leave you incapable of going about with whatever it is you’re doing.

Before this can happen, take some time off and take care of your body before it’s too late. Here are some tips and tricks that will give your body the perfect care it deserves and get rid of stress every time it rears it ugly head.

A massage can do wonders

If you can’t spend a lot of time at the gym due to your hectic work schedule, then you should let experts take care of your body for you. If you live within the hustle-and-bustle of the city limits then get a massage in one of the local spas. There are plenty of massages technique that will help you get rid of stress and will keep you going for a whole week of hectic workload without breaking down.

Take some time off during your lunch break and visit a health spa near you and inquire on services that will help you decide on what kind of pampering you will probably help you on your road for a stress relief. You may also like to ask around on the duration of the massage if you are quite busy with your career, budget your time wisely so that it wont affect your workload.

Kinds of massage

Before you indulge in pampering your body through massage therapy, you first need to know the different kinds of services you can avail in various health spas in your area. Knowing what the technique is and what it can do to you body may prove to be beneficial in your choice of service:

1. Shiatsu. This technique originated in Japan and practiced even before acupressure and acupuncture arrived in the country. Shiatsu involves the use of fingers and palms to apply pressure in certain areas of your body to relieve accumulation of imbalance in your anatomy. This massage is perfect for stiffness and headaches caused by circulatory problems cause by stress.

2. Thai Massage. This kind of massage applies more pressure than the traditional shiatsu. This therapy reduces stress and improves your range in motion and flexibility. This involves a lot of stretching like yoga, but the best part is, you will be subject to those positions without exerting effort – the therapist will guide your body from one posture to another, heavenly.

3. Hot Stone Massage. If you are suffering from painful muscle aches and pains, then this kind of massage is perfect for you. Heated rocks are placed in certain points in your body to apply warmth and loosen tight muscles that inhibits movements and causes aches and pains. The therapist will apply slow pressure and apply friction to these areas to further loosen the muscles.

4. Aromatherapy. This massage technique uses scents of certain oils to provide relaxation during the session. A person who suffers emotion-related stress tends to choose aromatherapy compared to other massage techniques. The procedure is done by using scented oils, usually lavender, on your body along with soothing massage to loosen muscle build-up while putting you in a relaxed state of mind. This kind of massage often leaves you sleepy but energizes you after the session.

Choosing the best massage that will suit your needs is the first step in getting rid of your stress. Since this doesn’t involve a lot of time and sweating as with physical exercises, this method leaves plenty of room to pursue your career and social life stress-free!

Personal Stress Management: Relaxation Strategies

It’s a plain fact that only you can help yourself overcome stress and the key to that starts with your mind. Without knowing it, the mind is the initial target of stress since everything that happens in our life is initially perceived and processed by our brain. Learning to control your chain of thoughts and a few relaxation tips can do wonder for your personal stress management.

Relax and say goodbye to stress

The first method in dealing with stress in your own personal way is to learn how to relax. It might not be much but professionals and therapists agree that being relaxed while in the throes of stress can help you find solutions in getting rid of it. There are plenty of methods that can help you relax, and you can choose one that will suit you best.

Music and dancing

It is true that the music soothes the savage beast, and your mind is definitely savage when under the influence of stress. Playing instrumental music or nature sounds can ease your mind and help you relax. Some would even recommend dancing to the melody of the music to release the tension that builds up in your body. Loosening all those tight muscles can help you relax as well as increasing the circulation of blood and oxygen into other areas of your body promoting a healthy outlet to stress.

Massage

The body and the mind are connected. The mind can perceive what the body can feel and vice versa. By pampering your body, you can help your mind relax and put you in a calm mood. Getting a massage is a great way to give your body a break, and your mind as well. Shiatsu can do wonders in getting those tired muscles out of your system which will help you feel balanced and energized afterwards.

Aromatherapy massage can also help you relax. Being rubbed with scented oils like jasmine or lavender can help your mind relax while the soothing massage gently caresses your body.

Meditation of mind and body

Meditation is a great way to reduce the tension that builds up in your mind while under the influence of stress. Originally part of the pagan religion, stress is now being incorporated by many professionals as a healthy resort to stress and problems. Try to find a quiet place in your mind or in your office. You may sit down or lie down. Focus on each and every single area of your body and commanding them to relax with your mind. You might feel slightly heavy afterwards since you are internally focused.

Try to visualize an object or phrase a question in your mind. Focus on it as long as necessary. Fleeting thoughts and scenes will flash through but pay them no heed. After a while, your mind will stop projecting images and you will feel like as if you're floating in total nothingness. You will feel refreshed after meditation and you will be ready to face stress in the face.

Physical exercise

One personal stress management technique that can dispel stress is to find an outlet for your mental and emotional burdens. Physical exercise is a highly recommended approach in dealing with stress and is incorporated by stress management clinics and workouts worldwide.

Since the mind and the body are connected, keeping it healthy will have a profound influence in your state of mind. Doing at least 4 times of physical exercise a week can improve your cardiovascular functions and strengthen your heart.

This will help you avoid effects of stress like stroke, high-blood pressure, muscle pains, and so on.

Time Management Skills And The Brain

As we live in a high paced world, there are lots of busy people nowadays. In fact, some of them are multi-tasking, or holding two jobs at once. But no matter how busy a person may be, there are simple strategies to employ so you can gain the time you need. Creating an proficient time management technique is challenging but rewarding in the end. Some suggestions you could ponder on to get you into the right direction of managing your time effectively are:

1.) Improve Your Computer Literacy

In a world driven by technology, why not use it to improve your own time management skills? There are time management softwares that can help cut down on your energy and help organize your specific tasks and activities.

It is also advisable to learn some program shortcuts to dramatically save time such as when you are making a report or presentation. For example, you can use some keyboard hotkeys that you remember in order to make the report or presentation faster. It is much more efficient as opposed to reaching for the mouse and then looking for the icon to click on. There are various online beginner tutorials or workshops that can teach you these things within your desired areas of concern.

2.) Improve Your Creativity

Improve your creativity. This will allow you to build and develop more ingenious and creative ideas on how you can save time doing your work. Hence, a person becomes more productive and efficient throughout the day.

3.) Improve Problem Solving And Critical Thinking Aspects

When you improve your problem solving ability as well as critical thinking, you can spend less time on the thinking process. Instead of wasting your time to process your thoughts, you can use that to focus on finishing your task.

4.) Improve Delegation Skills

Learning and improving ways to delegate your work can also help you achieve good time management skills. It is good to have another pair of hands to help you with your tasks and projects. This will dramatically reduce the time you spend on doing your tasks. Once you learn how to properly delegate tasks, you can save time that you can use to focus on other pressing matters.

5.) Improve Your Emotional Intelligence

When you tend to become emotional with your work, you lessen your productivity. You lose your focus and even if you did complete your tasks, it is not of the quality you desire. Emotional intelligence encompasses the process of taking control of your emotions. Emotions can easily get in the way of your performance; so the lesser emotional distractions you can get, the better your performance at work is.

6.) Improve Your Multi-Tasking Abilities

By improving your multi-tasking abilities, you will be able to complete tasks in a shorter period of time. You can work with other people to further improve and develop your multi-tasking ability. You have to remember though that when you are doing tasks that require much attention and focus, it is best to avoid multi-tasking since you're at a risk of causing errors or mistakes.

7.) Taking Regular Breaks

Other than working many hours a day in a straightforward manner, always remember to take breaks in between tasks. This will avoid too much stress exerted on your body. You might notice that by the end of the day, you feel overly fatigued. When you take regular breaks, you refresh your body and mind. Hence, you are able to process more information and be more productive.

Effective Time Management Training

Most losses incurred by companies are due to a lack of sound time management program. Then, it leads to high levels of stress in the work force because employees are pressured and forced to extend working hours just to meet the company's quota. Indeed, there is a need to chase deadlines and attend double meetings.

However, there is a way to remedy all that. There is no overnight solution to this type of problem. What you need is a slow and steady approach until you have perfected your scheduling needs until you are able to work free of any time-related stress.

Why time management

Time management is a very important aspect of any business. In fact, most time management procedures even entail stress management as these two usually goes hand in hand. You might notice that levels of stress drop when you do not have to deal with several meetings and deadlines. It also means that you will be able to live out your life outside of the business sphere. Hence, it creates a more positive and holistic outlook.

Stress is crucial because it can tend to make things more complicated. Productivity levels of employees are affected by their time management planning and workload. Hence, if you are able to manage your time properly, you can allow your employees to tend to stress relief activities. Aside from increasing their potential, it allows for a tighter bond amongst fellow employees and superiors. That is how it can impact team building factor.

What do you get out of training?

Any successful time management training program begins with setting up a workable timetable that you and your employees can work with. It comes in a very comprehensive package that allows both manager and employee to meet halfway.

Any company that undergoes training will have the capacity to teach employees how to manage time. This means that unnecessary distractions can be avoided. These efforts extend far beyond ensuring a thriving business but also considers one of the most important aspect in any venture, and that is your health.

This kind of training focuses on increasing the amount of control and focus the company has over its goals and methods. This means that when you allow improvements to go into the necessary sectors of your business, you are able to increase your efficiency. Therefore, this kind of training strengthens the employees' ability to assess the situation and pick out assignments that can help them increase productivity levels.

Delegation of tasks is also addressed in such training. This is because managers sometimes think that employees are better at handling manual activities such as photocopying and sending. However, managers need to know that delegation of tasks is a huge risk. Some tasks are better done by the manager rather than passing them down to subordinates. Aside from being time-efficient, it saves a lot of energy and allows for a more productive workplace.

The problem

One basic misconception about time management is that it allows no time for break or relaxation. In fact, when you properly manage your time, you get the exact opposite. It allows the individual more time to relax because he or she will be able to set aside time for work and other activities.

Hence, any problems encountered in the workplace does not carry over to your personal lives. Therefore, you have successfully kept your business and other aspects of your life separate, as they should be.

Free Time Management Tips

People have always valued the essence of time. However, only a few people have mastered the skill of properly allocating their time for their work. We see a lot of books in book shops claiming they have the secret to proper time management. But do we really have to pay just to understand the secret of proper time management?

You really don’t have to buy these books to understand the secret of Proper Time Management. All you need is common sense and discipline. However, there are more reliable ways to achieve your goal. Here are a few tips to help you manage your time.

Before you go and start making a list of things you need to do, you have to realize that the list will never work if you won’t back it up with discipline. When talking about discipline here, it means you have to know your own priorities as well to guide you in abiding with the rules that you have set for yourself.

1. List a set of things to do for the day – This is the traditional way to proper time management. Make a list of things you have to do for the day to keep you informed on what to do for the day. The list will help you to avoid distractions if any should arise during the day.

It is recommended to create a flexible “to do list”; having a flexible list allows you to fit unexpected events and occasions (only important ones) without destroying the whole list.

2. Change Bad Time Management Habits – It usually helps for starters to change their Bad Time Management Habits. If you reflect on your everyday activities, you'd probably realize that you spend a lot of time watching too much TV or other forms of leisure. It is okay to spend time on leisure, but never when it exceeds the alloted time for it. Changing these habits would increase your time to do more meaningful activities.

3. Set some things to do for the day as top priority. – The idea of setting hierarchies among your list of priorities is that those on top of the list are what you need to attend to first. It also helps you to finish on time when you use it in conjunction with your “to-do” list and daily timetable.

4. Learn how to say “NO” – When offered to do something, most people have trouble refusing. Hence, they are confronted with more tasks than they can manage. This is more important when it comes to tasks that are less important, such as watching a movie or going to a football game. You have to remember that once you have completed your pending tasks, you will have time to enjoy yourself.

If you’re planning to go out, you have to plan this a few days ahead. Therefore, you can finish your task ahead as well to save enough time for these long breaks.

5. Dividing your workload – This is specially helpful when working with other people as a team. You don’t have to do everything yourself. When you divide your workload, people tend to finish faster because they can focus on doing a specific task.

6. Keeping your workplace clean and organized – When your workplace is a mess, it is usually hard to look for things underneath the pile. Sometimes it takes hours for you to look for a lost paper on a cluttered pile. Therefore keeping things organized improves your over-all efficiency.

7. Setting Goals for yourself – Having practical and achievable goals for yourself is an important step in proper time management. Setting goals keeps you motivated to do your job well. Remember that you need efficiency to get things done the right way.

Activities That Will Help Relieve Stress

Some people think that it’s almost impossible to find an outlet while under stress. Most stressed individuals think that doing fun activities will not reduce the effect of problems that they tackle under career, social or personal pressure – which is a very poor way to get cope or rid them of it.

Therapist around the world agree that certain activities like games, sports and art can great affect a stressed persons physical and behavioral problems. Some of them are even employed in stress management clinics and is part of the routine treatment in helping individuals cope with their stress issue.

Mind games

Since stress will first affect the mental functions of an individual, it is very important to teach the person focus his mind on positive thoughts rather than dwelling on negative ones. Mind games offer an alternative which will allow a stress person to divert this thought patterns to something more productive. These clinics encourage their patients to tackle crossword puzzles and sudoku to help them cope with stress.

Logical functions are put to the test by introducing the Rubik’s Cube, Scrabble, and Bridge, into their curriculum. If you have no plans of visiting these centers to deal with stress, you can easily incorporate these games into your daily routine to give your mind some diversion from problems.

Sports

Engaging in sports is a great way to relieve stress. The physical exercise that your body needs to balance biological and muscular functions can rejuvenate those muscles that are tight due to the effects of stress. Playing sports can also provide an outlet for emotional problems like anxiety, depression, irritation, anger, and so on.

There are two kinds of sports a person can engage on his or her own free time. They can opt for team sports like basketball, soccer or volleyball which provides socializing functions and exercise. Individual sports like badminton, golf and tennis can also be a great help in focusing your mind to win the game rather than feeling useless under all the extra problems.

Workout

A visit to the gym may prove to be beneficial to your emotional, mental and physical health when under the influence of stress. The routine exercise your gym instructor will give you can help your mind focus on the tasks at hand. The strenuous activities can develop your muscles which improves your body’s coping mechanism to stress, and allows the body to release chemicals and hormones that is beneficial to your physiological well-being.

Cardiovascular workout can improve your heart and strengthen it to avoid stress related problems like strokes, high-blood pressure, chest pains and rapid heart beat. Due to the steady circulation in your system will benefit your muscles because of the fresh oxygen supply provided by these hearty fluids.

Note however that working out at the gym needs proper diet as well since your physical attributes will be worked to the limit to help fight off stress. Fresh fruits and vegetables are necessary improves digestion and supplies the body with the required nutrients it needs. Red meat devoid of fat can give your muscles proteins that will strengthen muscle tissues for added flexibility.

A healthy dose of mental activities, physical exercise coupled with a balance diet can help a person avoid the signs and symptom of stress and will be on the road to recovery to a stress free life.

The Positive Effects of Exercise in Stress Management

Work is practically the center of our lives in this generation. Simply speaking, if you don’t work, you don’t eat – and that’s the truth. But despite our needs for basic commodities, too much work would often lead to stress that will affect us physically, mentally and emotionally; an imbalance that will render us incapable of making decision and will lessen our productivity whether to our career or social life.

Stress relief

There are plenty of techniques that will help us cope with stress. Some goes to their respective doctors and asks for medicines that gives temporary relief to their anxiety or regulate blood pressure. Some would resort to meditation and relaxation techniques to keep their mind in harmony using aromatherapy or music therapy to help them along.

Sweat it out

The most advisable tip for stress management is through physical exercise. Sweating it out with by doing something strenuous proves to be more beneficial than taking in drugs or vitamins that might have some side effects on your system.

Most therapist and stress management experts would agree that physical exercise is considered as the best stress reliever during this time and age. Aside from changing your focus from your problems to something productive, physical exercise will help your body function at peak efficiency.

Benefits of physical exercise to your body

Since physical exercise involves a lot of body movements, this will improve your cardiovascular functions and greatly strengthens your heart – this will practically free you from possible effects of stress like heart failure, stroke, high-blood pressure, and so on.

When your heart is attuned to the exercise regime, blood circulation will also improve which in turn increases oxygen throughout the body. Your cholesterol level and other harmful bio-chemicals will be reduced and will lessen the chance of your body breaking down due to the negative effect of these substances.

Physical exercise also helps you mentally aside from keeping your body in perfect shape. Indulging in various forms of physical exercise will provide an outlet to stress-related emotions such as anger, fear, frustration, depression and irritability. Since exercise improves the circulation of chemicals to your body and brain, hormones that elevates certain responses to your body will be reduces as well; keeping you relaxed and in control.

Tips in setting up an exercise program

Now that you know the positive benefits of physical exercise to your mind and body, all you need to learn is how to set up an exercise program that will not hinder your career or social life.

It is recommended by experts that a person should have a regular exercise 3 to 5 times a week, for at least an hour every session; try to budget your time to include a healthy dose of exercise. Wake up extra early in the morning to jog around the block, or do some stretching in your own backyard. The fresh air will compliment your physical exercise since the fresh oxygen you breathe in would be healthy to your body.

A visit to your local bookstore, gym and stress management seminar may prove to be a treasure of information on different kinds of exercise you can do to take away your stress.

Give yourself a break and start taking care of your body before it breaks down – if it does, then you’re in big trouble. Avoid it!

Meditation: A Key To Stress Management

We often see people break down in depression, or incapable of thinking properly in times of great need or problems. These are people who let stress rule their lives, and its never a pretty sight to begin with. The only way for you to be free from stress is to make sure that you don't let it rule you. Here are some stress management tips on how to relax and rule the problems out of your system.

It's all in the mind

Our mind is the first to be affected in throes of stress. The harmony of your thoughts can be disrupted if you let your worries and problems seep into your conscious mind and control how you think. Financial burdens, quarrels or petty fights can leave devastating effects on your mind – if this does happen then the first thing you should do is relax.

Relaxing your mind is a great way to control stress but not so easily done. It needs a lot of concentration and willpower to achieve. There are ways to induce your mind into a relaxed state; aromatherapy is a great way to induce a sense of relaxation and can help you think straight. The scent of lavander or jasmine can put you in a meditative state and help you relax almost immediately. You can choose scented candles, incense or oils that will suit your preference.

Meditation is the key to stress free life

Its almost impossible to find a solution to your problems when you are deep in stress, no matter how petty it is. Learning to focus all your energy in telling your mind to relax can be done through the ancient art of meditation.

Meditation allows you to focus your mind to a single idea and letting other sift away to nothing. Meditation classes will guide you through steps on how to intiate your mind into meditation and keeping it there during times of need. This will allow you to focus on a single thought, like finding a solution to your problem, while letting the worries and anxiety float away to nothing.

Steps to meditation

The first step of meditation is to look for a place of peace. Stress management always starts with serenity and solitude, so you better pick a location that will help you start with meditation. You can pick a room in your house with the least amount of noise or go camp out with nature.

Next, you need to relax by focusing your mind on specific parts of your body. Start with your toes, legs, torso, stomach, hands, and chest. Its best if you close your eyes and let your mind zero in on these areas. Tell each one to relax. Be extra careful not to fall asleep since this will immediately cease all meditative attempts.

Once you have relaxed each and every part of your body, you will feel a slight heaviness. This usually happens during your first try at meditation. After a while, you will no longer feel your body - as if its a non-existent part of yourself.

Focus on a question, like a solution to your problem, with your mind. You might notice that some thoughts or scenes appear and dissapear like a fleeting memory – keep note of these in passing and don't focus on them too much since this will defeat the practice of meditation. Imagine like your watching a movie.

When you encounter problems that will eventually lead to stress, you can invoke meditation almost instantly. If you practice enough, your mind will instantaneously clear itself of all cluttered nonsense and allow you to focus on how to deal with your stress.

Time Management Tips And Tricks

Properly allocating your time is never an easy task, especially if you’ve never been the type to make the most of your time. However, there are a lot of ways in order for you to start up and slowly integrate your whole system into practicing effective Time management methods.

Here are a few tips in order for you to successfully initiate your time management skills.

Keys To Successful Time Management

Before you can use some time management strategies in your schedule, there are a few key principles you have to understand first.

You need to be aware of your goals. Having proper awareness of what your goals are will assist you in properly prioritizing your activities for the day. It also helps you to get motivated and avoid distractions in between work.

You also need to develop a flexible schedule for yourself. It must be flexible enough to make sure that if you need to fill in other things aside from your usual schedule, you can still take care of them when you need to.

Tips To Successfully Utilize Your Time

Here are a few tips to successfully utilize your time

1. Examine your old habits and look for ways to change them. – When you learn that your habits are not conducive to proper time management, then it’s about time that you start changing them. Bad habits are usually hard to change but when you’re able to overcome it, the results are rewarding.

2. Put up reminders at home and office about your goals. – Usually when you’re trying to pursue long-term goals, you slowly lose focus on them. Putting reminders everywhere would help you get reoriented with your goals motivating you to strictly follow your schedule.

3. Maintain a list of specific things to be done each day and set a top priority on that list. – Maintaining a list of things to be done everyday is a great way to start on successfully allocating your time properly. A checklist would help you to remember all the things that you need to do for the day and compel you to finish them at the end of the day.

Furthermore making a checklist would definitely help you to become a more responsible person. It is more than just a reminder, but is critical in how you follow that list to see if it effective for you.

4. Concentrate on one thing at a time. – Some people try to do all things at the same time. This happens because people need to do a lot of things but they do not have the luxury of time. Proper time management allows you to concentrate on one task at a time. When you feel that this task is more urgent than the other, then you must first focus on that task before moving on to the next most important task.

When you concentrate only on one task, the time needed to finish the job will significantly lessen giving you more spare time.

5. Enjoy what you are doing – When you enjoy what you are doing, it creates less stress. When you are not stressed, you are more likely to accomplish your tasks within a shorter time frame. Consequently, you will be able to do more in your typical working hours.

6. Continually look at ways of freeing up your time – It is important to try to free your schedule up. Looking for ways to free up your schedule improves the time spent on finishing up your activities. Remember that if you save a few minutes from each activity, and then you sum them all up, you’d realize that you have saved a lot of time.

Reducing Stress Through Time Management

Being disorganized is one of the common causes of stress. Time management is the key to organize your work at home and at the workplace, thus lessening the stress you may feel. Prioritizing the most important job and writing down you duties and activities everyday is the proper way of managing you time.

Keeping a diary or journal, where you can list down your objectives, can help you assess which duty must be done first and the estimated time you can accomplish each activity. Having a schedule can also help you provide the reason when your boss gives you unreasonable tasks.

Scheduling And Listing

If you feel you are going to have another busy day either at home or at work, always write down you tasks. Will you do the grocery first? What time will you pick up your kid at home? Sometimes, giving time even to tiniest task for the day can provide you time allowance to perform your other task. You must learn to prioritize to successfully beat stress.

Everyday pick the most important task you need to complete and finish it. If you are new in making lists, never put more than five things in your list. That way, you are more likely to finish all your tasks for the day, and provide you the feeling of accomplishment and greater sense of control. Then, by the time you are getting the hang of things, move on to making your second five-item list.

Learn to delegate to lessen your work. Sometimes, there are days where you think you have too many things to do but have so little time. During these days, make a list of the things that you can delegate to family members or co-workers. By delegating, you can surely avoid stress from building up.

In the workplace, learn to say no when you find yourself in the situation where you cannot handle anymore task than you already have. There are others who cannot fully assert their own capabilities and ends up being more stressed out than others who know their limitations.

These people also often end up having even more things to do. If you are having the trouble saying no, starting small is always the best choice. In events when you have so many things to do and your boss asks you to perform even more tasks, give your boss the choice of what thing he will allow you to do first.

Tell him that you cannot perform the task he asks you to do without giving up your task at hand. Even bosses can take the hint. At home, ask your husband or wife to make their own sandwich if you cannot find the time to do that for them or ask your daughter if her friends can give her a ride home after soccer practice. All these simple requests to others who ask so much of you can help you in lessening the stress that you can encounter.

Other Time Management Tips

People who are perfectionists often cannot help it if they feel stress at the end of each day. If you are a perfectionist, prioritize the task that needs meticulous attention to detail and finish it first. Always accomplish the items in your first list first before moving on to the second. This way you can avoid jumping from one list to another.

Everyday, remember that you need time to rest and relax for a while. Include in the list your work breaks and as much as possible, to things that would physically and mentally take you away from you work. Lastly, try not to make major decisions when you feel overworked or anxious.